I've just had another of these scam emails from 'Edward Walker'. My email system suggests to let the real E N Walker know in some way other than email. Please could someone who knows him better than I phone him to let him know that his account is compromised? Sending him a message through this forum will result in your message being sent to the hackers controlling his compromised account, so is not a good idea.
With regards to the problems with remembering passwords, some IT officers recommend a method known as 'salting', whereby one uses a standard memorable password for every site, but with the addition of a modular extra section (the salt) that is different but memorable for every site. For example your standard, base password could be 'mypassword', for the VOC forum 'mypassword.voc', for the Britbike forum 'mypassword.britbike' etc. Therefore even if a hacker guesses one of your passwords, they are unlikely to crack them all. Combined with deleting your cache each day this may add some security to browsing, without having to remember or even worse store all your passwords as a text file somewhere on your computer.
best wishes,
gwild