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Insurance
RH Insurance BE CAREFUL!
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<blockquote data-quote="Chris S" data-source="post: 94323" data-attributes="member: 3239"><p>Tracey, you are correct - not in the garage, then its not insured. But remember this applies to the home or garaging address only. You could of course halve the additional £60 by joining the VOC for about £30, staying with RH and enjoying the ‘standard 10pm to 6am garaging clause’ offered to VOC members! Simon has found an even better way in his next post!</p><p>It's great to see that RH responded positively to Peter's intervention, but conversely, disappointing that in reality they seem to be trying to still maintain the 24/7 home address garaging clause for most people. Firstly, why treat the VOC different to any other classic bike owner and secondly, how many VOC owners will read this particular forum and remember to ask for the interestingly termed <em>‘standard 10pm to 6am garaging clause’ </em>to be added to their current policy or stipulate this when requesting a quote for renewal or new business.</p><p>Anyway, I feel I have fuelled this forum enough now and I am pleased that people have checked their insurers policy endorsments, become aware of some challenging restrictions applied and satisfied themselves where they stand and also that some VOC members will reap benefit form Peter's intervention.</p><p>Too late for me though, I chose an alternative insurer who not only wanted less money, but seems to be more straightforward to deal with.</p><p>Thank you for all your replies and constructive comments to the forum item I started.</p><p>Chris</p></blockquote><p></p>
[QUOTE="Chris S, post: 94323, member: 3239"] Tracey, you are correct - not in the garage, then its not insured. But remember this applies to the home or garaging address only. You could of course halve the additional £60 by joining the VOC for about £30, staying with RH and enjoying the ‘standard 10pm to 6am garaging clause’ offered to VOC members! Simon has found an even better way in his next post! It's great to see that RH responded positively to Peter's intervention, but conversely, disappointing that in reality they seem to be trying to still maintain the 24/7 home address garaging clause for most people. Firstly, why treat the VOC different to any other classic bike owner and secondly, how many VOC owners will read this particular forum and remember to ask for the interestingly termed [I]‘standard 10pm to 6am garaging clause’ [/I]to be added to their current policy or stipulate this when requesting a quote for renewal or new business. Anyway, I feel I have fuelled this forum enough now and I am pleased that people have checked their insurers policy endorsments, become aware of some challenging restrictions applied and satisfied themselves where they stand and also that some VOC members will reap benefit form Peter's intervention. Too late for me though, I chose an alternative insurer who not only wanted less money, but seems to be more straightforward to deal with. Thank you for all your replies and constructive comments to the forum item I started. Chris [/QUOTE]
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