Alan ,you just struck a cord, I think we all forget we are getting older, I remember my old father in law who spent his last few years with us he loved cars and bikes and spent hours in the workshop looking at the bikes etc. he was in his late eighties and had been insured with Eagle Star since he was in his 20's ,and each year his renewal would drop through the letter box ,and each year the same response (THEIVING B------Ds) i'm changing to someone cheaper,and each year i would say ,Fred keep quiet and just pay .don't make any waves ,so now iam 71 I had better practice what I preached to Fred ,Thanks for reminding me Len.c