I was with Carol Nash for years, but I then had the same problem as Rapide above when trying to increase the insurance value. I then went to Footman James where they just sent a form for a club official (section organiser) to sign confirming the value and all was happy. Footman james were also approx £50 cheaper even at the higher valuation.
Insurance is becoming a problem with Vincents due to the wild variations that bikes are selling on the open market. What is the value of a "C" twin? Also a lot of the smaller classic insurance companies will only insure up to a max value of £15,000. I am also a member of a classic car club who operate an insurance panel which includes 3 insurance companies who have agreeded a special discount to club members. The club also operates a valuation scheme where you can send the form and photographs to a club valuation officer who value the car and then pass the form to the insurance company. The club do charge for this to cover admin, but the insurance companies accept what ever the club value the vehicle at.
The VOC have a similar setup with Footman James and section organisers can value the bikes, but it would be good to have a wider choice of insurance companies willing to insure a Vincent for more than £15,000 or even willing to agree to a reasonable value.
Sorry, rant over. I would gladly like to see the value of Vincents seriously fall overnight as these high prices are only costing us more to insure the bikes, and making them more desirable to thieves, and as somebody has already said, not everybody can afford to fully insure the value.
Cheers,
Simon.